Patelco Credit Union Routing Number: California CU Guide

What is the Patelco Credit Union routing number?

Patelco Credit Union's routing number is 321076470. This routing number applies to all Patelco accounts statewide, covering checking, savings, money market, and certificate accounts across Northern California.

Founded in 1936 to serve Pacific Telephone employees, Patelco has grown into one of California's largest credit unions with over $9 billion in assets and more than 450,000 members throughout the Bay Area and beyond.

How to find your Patelco routing number

You can find routing number 321076470 printed on the bottom-left corner of your Patelco checks, in the Patelco mobile banking app under account details, or by logging into online banking at patelco.org.

You can also call Patelco's member services line or visit any branch location to confirm the routing number. Since Patelco operates exclusively in California, all members share the same routing number.

Setting up direct deposit and ACH transfers

Use routing number 321076470 along with your Patelco account number to set up direct deposit with your employer. Patelco processes ACH transactions efficiently and many members receive their pay a day early through direct deposit.

For ACH bill payments, online transfers to other banks, and recurring automated payments, provide routing number 321076470 and your account number. Patelco does not charge fees for incoming ACH deposits.

Wire transfers at Patelco

For domestic wire transfers, use Patelco's routing number 321076470. Outgoing domestic wires can be initiated through Patelco's online banking or at a branch, with standard wire transfer fees applying.

For incoming international wire transfers, contact Patelco member services to obtain the intermediary bank and SWIFT code details. International wires typically take one to three business days to settle.

Streamline business payments with Slash

Patelco Credit Union is a strong choice for personal banking in California. For businesses seeking a modern financial platform, Slash provides ACH and wire transfer capabilities, unlimited virtual cards, and integrated expense management in one dashboard.

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