MoneyLion Routing Number: Fintech Banking Guide

What is the MoneyLion routing number?

MoneyLion uses routing number 031101279 for its RoarMoney banking accounts. This routing number belongs to MetaBank (now Pathward), MoneyLion's banking partner. MoneyLion is a fintech platform that combines banking, lending, and investing in a single mobile app.

MoneyLion is not a bank itself but provides banking services through partnerships with FDIC-insured banks. Your deposits in a RoarMoney account are held by the partner bank and are FDIC insured up to the standard $250,000 limit.

How to find your MoneyLion routing number

Open the MoneyLion app and navigate to your RoarMoney account. Tap on the account details or direct deposit section to view your routing and account numbers. MoneyLion provides these details in a shareable format.

Your routing number is also accessible through the MoneyLion website if you log into your account. If you do not see banking details, ensure that you have activated the RoarMoney checking account feature within the app.

MoneyLion direct deposit and Instacash

MoneyLion supports direct deposit with early access — you can receive your paycheck up to two days early. Setting up direct deposit also unlocks higher Instacash advance limits, which let you borrow up to $500 with no interest.

To set up direct deposit, provide your employer or payment source with your MoneyLion routing number and account number. MoneyLion supports payroll deposits, government benefits, tax refunds, and other ACH-based payments.

MoneyLion transfers and limitations

MoneyLion supports ACH transfers between your RoarMoney account and external bank accounts. Standard transfers take one to three business days, while instant transfers are available for a small fee.

MoneyLion does not support wire transfers. If you need wire transfer capabilities for domestic or international payments, you will need a traditional bank account or a fintech platform that supports wires.

Business banking with Slash

MoneyLion is designed for personal finance management. For businesses, Slash offers a full-featured banking platform with complete ACH and wire transfer support, unlimited virtual cards, automated expense tracking, and real-time financial reporting.

Slash gives businesses the tools they need to manage money professionally. With up to 2% cashback, multi-user access, granular spend controls, multi-entity management, and native accounting integrations, Slash is built for business.