Heartland Credit Union Routing Number: Wisconsin Banking Guide

What is the Heartland Credit Union routing number?

Heartland Credit Union uses routing number 275071320. Heartland Credit Union is a federally insured credit union headquartered in Madison, Wisconsin, serving members throughout south-central Wisconsin.

As a not-for-profit financial cooperative, Heartland Credit Union returns profits to members through lower loan rates, higher savings yields, and reduced fees. The credit union has served the Wisconsin community since 1935.

How to find your Heartland Credit Union routing number

Log into Heartland Credit Union's online banking or mobile app and navigate to your account details. Your routing number (275071320) and account number are displayed there.

The routing number is also printed on Heartland Credit Union checks and available on the credit union's website. All Heartland Credit Union members share the same routing number.

Heartland Credit Union direct deposit and ACH

Heartland Credit Union supports direct deposit for paychecks, government benefits, and tax refunds. Provide your employer with routing number 275071320 and your account number to set up payroll deposits.

ACH transfers between Heartland Credit Union and external accounts are supported. The credit union also offers bill pay services for managing recurring payments and one-time bills through online banking.

Heartland Credit Union wire transfers

Heartland Credit Union supports incoming and outgoing domestic wire transfers. Use routing number 275071320 for incoming wires. Outgoing wires can be arranged by contacting the credit union or visiting a branch.

International wire transfers are also available for members who need to send or receive funds from overseas. Wire transfer fees vary based on the type and destination of the transfer.

Business banking with Slash

Heartland Credit Union provides member-focused banking in Wisconsin with competitive rates and low fees. For businesses that need a modern digital banking platform, Slash offers unlimited virtual cards, up to 2% cashback, automated expense management, and full ACH and wire support.

While Heartland Credit Union is ideal for individuals and small businesses in south-central Wisconsin, Slash provides a nationwide platform with real-time spend tracking, multi-entity management, and native accounting integrations for growing companies.