Golden 1 Credit Union Routing Number: California's Top CU

What is the Golden 1 Credit Union routing number?

Golden 1 Credit Union's routing number is 321175261. This single routing number is used for all Golden 1 accounts across California. Golden 1 is the sixth-largest credit union in the United States with over $20 billion in assets.

Originally founded in 1933 as the Sacramento County Employees Credit Union, Golden 1 expanded statewide and is now open to anyone who lives, works, worships, or attends school in California.

Using the Golden 1 routing number

Routing number 321175261 is used for ACH transfers, direct deposits, bill pay, and domestic wire transfers. This number applies to all Golden 1 account types - checking, savings, money market, and certificate accounts.

Golden 1 processes transactions through the Federal Reserve Bank of San Francisco, which is reflected in the 32 prefix of the routing number.

Wire transfers and international banking

For domestic wire transfers, use routing number 321175261. For incoming international wires, Golden 1's SWIFT code can be obtained by contacting member services directly.

Golden 1 offers competitive wire transfer fees compared to major banks. Outgoing domestic wires can be initiated at any branch or through Golden 1's online banking platform.

Finding your Golden 1 routing number

You can find the routing number on Golden 1 checks (bottom-left), in the Golden 1 mobile app, on their website at golden1.com, or by calling member services at 1-877-GOLDEN-1.

Since Golden 1 operates only in California, there is just one routing number for all members regardless of branch location.

Business banking beyond credit unions with Slash

Golden 1 serves California residents well for personal banking. For businesses needing multi-state operations, Slash provides a modern alternative with unlimited virtual cards, integrated expense management, and real-time payment tracking across all transaction types.

Slash eliminates the routing number complexity that comes with managing multiple bank relationships by consolidating everything into one platform.