First Merchants Bank Routing Number: Indiana Banking Guide

What is the First Merchants Bank routing number?

First Merchants Bank uses routing number 071912624 for ACH transactions, direct deposits, and electronic payments. First Merchants Corporation is headquartered in Muncie, Indiana, and is one of the largest financial services holding companies based in the state.

Founded in 1893, First Merchants Bank operates more than 100 banking offices across Indiana, Ohio, Michigan, and Illinois. The bank has grown significantly through acquisitions and serves both consumer and commercial clients with a full suite of banking and wealth management products.

How to find your First Merchants Bank routing number

Your First Merchants Bank routing number is printed on the bottom-left of your checks. You can also find it through online banking or the First Merchants mobile app under account information.

Due to multiple acquisitions, some First Merchants accounts may retain routing numbers from predecessor banks. Always confirm the routing number associated with your specific account before setting up electronic transfers.

First Merchants Bank direct deposit

Set up direct deposit by providing your employer with routing number 071912624 and your account number. First Merchants Bank processes payroll, Social Security, tax refund, and pension deposits through the ACH network.

First Merchants also offers treasury management services for business clients, including ACH origination for payroll distribution and vendor payments.

First Merchants Bank wire transfers

First Merchants Bank supports domestic wire transfers through the Fedwire system. Same-day processing is available for wires submitted before the cutoff time. Fees vary depending on account type and wire direction.

International wire services are also available. Contact First Merchants Bank for details on international wire fees, supported currencies, and processing timeframes.

Business banking with Slash

First Merchants Bank offers comprehensive commercial banking with strong treasury management across the Midwest. For businesses that want modern digital financial tools, Slash provides unlimited virtual cards, automated expense management, and real-time cash flow dashboards.

Slash is built for companies that need integrated payment infrastructure, multi-user access controls, and seamless accounting integrations alongside traditional banking services.