What is the Fidelity routing number?

Fidelity's Cash Management Account uses routing number 101205681. This routing number is issued through UMB Bank, which serves as the banking partner for Fidelity's cash management and checking features.

Fidelity Investments is the largest brokerage firm in the United States by assets. Their Cash Management Account (CMA) functions like a checking account with a debit card, bill pay, and direct deposit - all linked to your brokerage account.

Using the Fidelity routing number

Routing number 101205681 works for direct deposits, ACH transfers, and bill payments through your Fidelity Cash Management Account. This is the same routing number for all Fidelity CMA holders nationwide.

Note that this routing number is specifically for the Cash Management Account. Fidelity brokerage accounts without the CMA feature use different transfer methods.

Fidelity wire transfers

For incoming domestic wire transfers to Fidelity, use routing number 101205681 along with your Fidelity account number. Outgoing wires can be initiated through Fidelity's website or by calling customer service.

Fidelity does not charge for incoming wire transfers. Outgoing domestic wire fees apply - check Fidelity's current fee schedule. For international wires, Fidelity uses a SWIFT code obtainable through their customer service.

Finding your Fidelity routing number

Log into Fidelity.com, navigate to your Cash Management Account, and the routing number appears under account details. You can also find it in the Fidelity mobile app under your CMA account information.

Fidelity customer service at 1-800-343-3548 can also confirm your routing number and help with direct deposit setup.

Slash for business cash management

Fidelity's CMA is excellent for individuals managing investments and daily banking in one place. For businesses, Slash offers purpose-built cash management with treasury yield, unlimited virtual cards, and integrated expense tracking.

Slash gives finance teams the same investment-linked yield benefits with business-specific tools that Fidelity's consumer platform doesn't address.