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View detailsThe E*Trade routing number, and which account it applies to
ETrade's bank routing number is 056073573. This applies specifically to ETrade Bank accounts — the Max-Rate Checking and savings products — not to ETrade brokerage accounts. Your brokerage account where you trade stocks doesn't have a routing number in the traditional sense. Only the bank side of ETrade uses standard ACH routing.
E*Trade Bank is a federally chartered savings bank headquartered in Arlington, Virginia. The 056 prefix ties to the Federal Reserve Bank of Richmond, reflecting its Virginia charter.
Brokerage accounts vs. bank accounts at E*Trade
When you open an ETrade brokerage account, uninvested cash is automatically swept into FDIC-insured deposit accounts through ETrade's cash sweep program. This sweep happens behind the scenes — cash moves from the brokerage into bank deposits each night through internal transfers, not ACH. You never see a routing number for this process.
If you want to send money to or from your ETrade brokerage account via direct deposit or ACH, you link an external bank account and initiate the transfer through ETrade's platform. Routing number 056073573 only comes into play if you have an E*Trade Bank checking or savings account and want to give those details to an employer or biller.
The Morgan Stanley acquisition
Morgan Stanley completed its $13 billion acquisition of ETrade in October 2020. For ETrade Bank customers, routing number 056073573 has remained unchanged. Morgan Stanley has its own banking subsidiary — Morgan Stanley Bank, N.A. — with a different routing number. The two banks have not been merged and remain separate entities despite shared ownership. If you're a Morgan Stanley Private Bank client, you use a different routing number entirely.
Where to find your routing number
Log into etrade.com, navigate to your bank account (not brokerage), and select "Account Details." In the ETrade mobile app, tap your bank account and look under account information. ETrade also provides a pre-filled direct deposit form under "Transfer" then "Direct Deposit" that includes the routing number, account number, and account type.
How Slash simplifies business cash management
E*Trade showed that a platform could successfully combine investing and banking under one roof, even when the underlying accounts are technically separate. Slash takes a similar unified approach for business finances — deposits, cards, and expense management in a single platform so companies don't have to reconcile across multiple institutions. Real-time spend controls and automated categorization replace the manual work of tracking where your money moves.
