Dow Chemical Employees CU Routing Number: Michigan CU Guide

Primary routing number272480406

Find the Dow Chemical Employees Credit Union routing number 272480406 for ACH transfers, direct deposits, and wire transfers.

What is the Dow Chemical Employees CU routing number?

Dow Chemical Employees Credit Union's routing number is 272480406. This routing number applies to all DCECU member accounts and is required for ACH transactions, direct deposits, and wire transfers.

DCECU was originally founded to serve employees of Dow Chemical Company in Midland, Michigan. The credit union has since expanded its field of membership and now serves a broader community in Michigan's Great Lakes Bay Region.

Finding your DCECU routing number

You can locate routing number 272480406 on the bottom-left of your DCECU checks, within the DCECU mobile banking app, or through the online banking portal. Branch staff can also confirm the number for you.

The 272 prefix corresponds to the Federal Reserve Bank of Chicago processing district, which serves financial institutions across Michigan and neighboring Midwest states.

Direct deposit and ACH transactions

Provide routing number 272480406 and your account number to your employer to set up direct deposit. DCECU processes payroll, government benefit, and tax refund deposits through the ACH network.

ACH payments using this routing number typically settle within one to two business days. DCECU supports both incoming and outgoing ACH transfers for bill payments and external bank transfers.

Wire transfer procedures

Domestic wire transfers at DCECU use routing number 272480406. Members can send outgoing wires by visiting a branch or contacting member services. Incoming wires are posted to accounts the same business day.

For international wire transfers, DCECU can provide correspondent bank and SWIFT code information. Contact member services for the details required by the sending financial institution.

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