Copper Banking Routing Number: Teen Banking Guide

What is the Copper Banking routing number?

Copper Banking uses routing number 091017997, provided through its banking partner Sutton Bank. Sutton Bank is the FDIC-insured institution that holds deposits and issues debit cards for Copper Banking customers.

Copper Banking is a teen-focused banking app designed to give teenagers their own debit card and banking account with parental oversight. The app teaches financial responsibility through spending controls, savings goals, and real-time notifications.

How to find your Copper Banking routing number

Open the Copper Banking app and navigate to the account details section. Your routing number (091017997) and account number are displayed there for setting up direct deposits or ACH transfers.

Parents can also access routing and account details through the parent dashboard. The routing number is the same for all Copper Banking accounts since they are managed through Sutton Bank.

Copper Banking direct deposit

Copper Banking supports direct deposit, which is particularly useful for teens with part-time jobs. Provide the employer with routing number 091017997 and the teen's account number to set up payroll deposits.

Deposits arrive according to standard ACH timelines, typically within one to three business days. Parents receive notifications when deposits are received into the teen's account.

Copper Banking transfers and features

Copper Banking supports ACH transfers for adding funds from a parent's external bank account. Parents can set up recurring transfers to fund allowances or one-time deposits for special occasions.

Wire transfers are not supported on the Copper Banking platform. The app is designed around ACH-based transactions, debit card spending, and peer-to-peer transfers within the app.

Business banking with Slash

Copper Banking is designed for families and teens learning to manage money. For businesses that need professional banking, Slash offers full ACH and wire transfer support, unlimited virtual cards, expense tracking, and multi-user account management.

While Copper Banking teaches teens financial fundamentals, Slash provides the complete banking infrastructure companies need — with automated categorization, accounting integrations, and real-time spend controls.