Seeing a MERCURY FBT charge on your statement?

Common ways MERCURY FBT charges might appear on your statement

MERCURY FBT
MERCURY*FBT
ACH PAYMENT MERCURY FBT
MERCURY CARD FBT
MERCURY FBT PPD ID: 1840034843
MERCURY CREDIT CARD PAYMENT

What is MERCURY FBT?

MERCURY FBT refers to Mercury Financial, a credit card issuer that provides personal credit cards in partnership with First Bank & Trust, Brookings, SD. The “FBT” portion of the descriptor stands for First Bank & Trust, the bank that issues and processes payments for Mercury credit cards. Learn more at mercurycards.com.

Common causes for MERCURY FBT charges

Monthly credit card payments made via ACH or online.
Automatic or scheduled payments from a linked checking account.
Refunds or payment reversals applied to a Mercury card.
Processing by First Bank & Trust, the issuing bank for Mercury Financial accounts.

Decoding MERCURY FBT charge tags

MERCURY FBT / MERCURY*FBT identify Mercury Financial card transactions processed through First Bank & Trust.
FBT stands for First Bank & Trust (Brookings, SD).
PPD ID: 1840034843 is the ACH identifier for Mercury Financial payments.
ACH PAYMENT / CARD PAYMENT mark electronic fund transfers toward a Mercury credit card.

What to do
if you
don’t recognize this charge

Spot, verify, and resolve suspicious charges in minutes.

Contact your bank.

Call your bank using the number on the back of your card.
Contact the merchant.

Call their customer service to verify the charge and get transaction details.
Dispute the charge & monitor account.

If it appears fraudulent, report it to your bank or card issuer.

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