Seeing a FDMS charge on your statement?
Common ways FDMS charges might appear on your statement
- FDMS DES:FDMS PYMT ID:XXX-XX07271-000 INDN:ACME LL
- FDMS DES:FDMS PYMT ID:XXX-XX94898-000 INDN:ACME LL
- FDMS FDMS PYMT 052-1738391-000
- ELECTRONIC WITHDRAWAL FDMS
- FDMS PAYMENT
- FDMS PROCESSING
- FDMS PYMT
What is FDMS?
FDMS stands for First Data Merchant Services, a division of Fiserv that provides global payment processing and merchant acquiring services. The company enables businesses to accept card payments, manage transactions, and process electronic funds securely through its network. FDMS supports millions of merchants worldwide across retail, online, and financial channels. Learn more at fiserv.com.
Common causes for FDMS charges
- A retail or online purchase processed through a merchant using the FDMS network.
- Recurring or subscription charges where the merchant uses FDMS as the backend.
- Automatic renewals or billing adjustments handled via FDMS.
- Refunds or reversals of earlier charges processed through FDMS.
- Payment disputes or chargebacks involving FDMS-processed transactions.
Decoding FDMS charge tags
- FDMS / FDMS DES / FDMS PYMT identify the transaction as routed through the FDMS / First Data payment system.
- PYMT ID:XXX-XX####-000 is a payment identifier embedded in the descriptor, usually signifying the specific transaction.
- INDN: [Merchant Name] indicates the merchant (e.g. “ACME LL” as shown in descriptors) associated with the FDMS transaction.
- ELECTRONIC WITHDRAWAL FDMS signals the transaction was an electronic bank withdrawal processed via FDMS.
- PYMT, PROCESSING, PAYMENT suffixes reflect the nature of the transaction (payment, processing fee, etc.).
