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Seeing an AMERICANFIRSTFIN charge on your statement?

Common ways AMERICANFIRSTFIN charges might appear on your statement

  • AMERICANFIRSTFIN 4INFO XXXXXXXXXX
  • AMERICANFIRSTFIN
  • AMERICAN FIRST FINANCE
  • AMERICAN FIRST FIN 800-544-0994
  • AMFIRSTFINANCE CC PMT
  • AMERICANFIRSTFIN LOAN PAYMENT
  • AMERICANFIRSTFIN DEBIT

What is AmericanFirstFin?

AmericanFirstFin (American First Finance) is a consumer financing company that offers installment loans and lease-to-own programs for purchases at retail partners. They enable payments over time for goods like furniture, electronics, and appliances, often for customers with limited or imperfect credit. Learn more at americanfirstfinance.com.

Common causes for AMERICANFIRSTFIN charges

  • Monthly or periodic payments toward a financed purchase or lease agreement.
  • Interest, fees, or adjustments applied to your loan or lease account.
  • Refunds or credits following returns, contract changes, or cancellations.
  • Initial setup or down payments posted to your credit or debit card.
  • Automatic debits as part of a scheduled payment plan.

Decoding AMERICANFIRSTFIN charge tags

  • AMERICANFIRSTFIN identifies the merchant as American First Finance.
  • 4INFO XXXXXXXXXX is a suffix used in some descriptors, likely referencing internal tracking or payment routing.
  • AMERICAN FIRST FIN / AMFIRSTFINANCE are variant descriptors used by the same billing entity.
  • 800-544-0994 may appear as a contact number included in the merchant reference.
  • LOAN PAYMENT, CC PMT, DEBIT signal that the transaction is related to paying down a loan or lease.
  • Refunds or credits may appear as negative versions of these descriptors.

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What to do if you don’t recognize this charge

Spot, verify, and resolve suspicious charges in minutes.

  • Contact your bank.

    Call your bank using the number on the back of your card.

  • Contact the merchant.

    Call their customer service to verify the charge and get transaction details.

  • Dispute the charge & monitor account.

    If it appears fraudulent, report it to your bank or card issuer.

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