Seeing a SP AFF SAN FRANCISCO charge on your statement?

Common ways SP AFF SAN FRANCISCO charges might appear on your statement

SP AFF SAN FRANCISCO CA
SP AFFIRM SAN FRANCISCO CA
SP *AFFIRM SAN FRANCISCO CA
AFFIRM PAYMENT SAN FRANCISCO CA
SP AFF SAN FRANCISCO CC 0
SP AFFIRM PURCHASE CA

What is SP AFF SAN FRANCISCO?

SP AFF SAN FRANCISCO refers to Affirm, a financial technology company based in San Francisco that offers “Buy Now, Pay Later” installment loans for online and in-store purchases. When you see this descriptor, it usually represents a payment or installment made through Affirm’s platform. Learn more at affirm.com.

Common causes for SP AFF SAN FRANCISCO charges

Installment payments made on a purchase financed through Affirm.
Automatic recurring payments toward an active Affirm loan or plan.
Initial loan disbursement or repayment posting through Affirm’s billing network.
Refunds or credits when a financed purchase is canceled or returned.

Decoding SP AFF SAN FRANCISCO charge tags

SP designates “service provider”, the payment processor handling the charge.
AFF or AFFIRM identifies Affirm as the lending and payment platform.
SAN FRANCISCO CA denotes Affirm’s corporate headquarters location.
CC 0 or similar suffixes reference transaction routing or internal processor codes.
Descriptors may vary slightly depending on merchant, card network, or payment gateway.

What to do
if you
don’t recognize this charge

Spot, verify, and resolve suspicious charges in minutes.

Contact your bank.

Call your bank using the number on the back of your card.
Contact AT&T.

Call their customer service to verify the charge and get transaction details.
Dispute the charge & monitor account.

If it appears fraudulent, report it to your bank or card issuer.

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