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Seeing a Gusto charge on your statement?

Common ways Gusto charges might appear on your statement

  • ELECTRONIC WITHDRAWAL GUSTO
  • GUSTO PAYROLL DEBIT
  • GUSTO TAX ADJUSTMENT DEBIT
  • GUSTO ACCTVERIFY
  • GUSTO PAYROLL FUNDING PPD ID: 9138864003
  • GUSTO SERVICE FEE
  • GUSTO TAX CREDIT
  • GUSTO REFUND

What is Gusto?

Gusto is a U.S.-based payroll and HR platform that automates employee pay, tax filing, benefits, and compliance for small and mid-sized businesses. When you see Gusto on your bank statement, it usually reflects payroll funding, tax payments, or subscription fees tied to your company’s Gusto account. Learn more at gusto.com.

Common causes for Gusto charges

  • Payroll debits funding employee wages, contractor payments, and employer taxes.
  • Monthly software subscription or service plan fees.
  • Automatic tax remittances and reconciliations made through Gusto’s filing system.
  • Micro-deposits or withdrawals for verifying a linked company bank account.
  • Adjustments or corrections after payroll or tax reconciliation.
  • Refunds or credits issued after overpayment or tax adjustments.

Decoding Gusto charge tags

  • ELECTRONIC WITHDRAWAL GUSTO represents the primary ACH debit Gusto uses to pull funds for payroll and associated taxes.
  • GUSTO PAYROLL DEBIT identifies funding transactions for employee or contractor payroll runs initiated through the Gusto dashboard.
  • GUSTO TAX ADJUSTMENT DEBIT marks adjustments Gusto makes when reconciling payroll or tax filings with the IRS or state agencies.
  • GUSTO ACCTVERIFY indicates small verification deposits or withdrawals used to confirm your linked business bank account before payroll processing.
  • GUSTO SERVICE FEE represents monthly or per-cycle subscription charges for Gusto’s software platform.
  • GUSTO TAX CREDIT shows a refund or credit posted to your account after an overpaid tax or filing correction.
  • GUSTO REFUND identifies returned funds or reimbursements from canceled payrolls or adjusted filings.
  • PPD ID: 9138864003 is the common Gusto, Inc. ACH company identifier and may appear on bank statements when Gusto processes payroll funding, tax payments, refunds, or small verification transactions.

What to do if you don’t recognize this charge

Spot, verify, and resolve suspicious charges in minutes.

  • Contact your bank.

    Call your bank using the number on the back of your card.

  • Contact AT&T.

    Call their customer service to verify the charge and get transaction details.

  • Dispute the charge & monitor account.

    If it appears fraudulent, report it to your bank or card issuer.

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