Seeing an ADP charge on your statement?
Common ways ADP charges might appear on your statement
- ADP PAYROLL DEBIT
- ADP ACH DEBIT
- ADP SERVICE FEE
- ADP TAX PAYMENT
- ADP REFUND
- ADP PAYROLL ADJUSTMENT
- ADP ACCOUNT VERIFICATION
- ADP * [EMPLOYER NAME] PAYROLL
What is ADP?
ADP (Automatic Data Processing, Inc.) is a major U.S. payroll and HR services provider. It manages payroll processing, tax withholdings, direct deposit, benefits, compliance, and related employer services. Learn more at adp.com.
Common causes for ADP charges
5 common reasons you may have initiated an ADP charge:
- Debiting the employer’s bank account to fund payroll or tax liabilities.
- Monthly or periodic service fees for payroll or HR software.
- Adjustments or corrections made to prior payroll runs or tax entries.
- Refunds issued following overpayment or reversal of a payroll entry.
- Micro-deposits or verification transactions to confirm bank account access.
Decoding ADP charge tags
- ADP PAYROLL DEBIT indicates an ACH debit from the employer’s account to fund employee payroll and withholdings.
- ADP ACH DEBIT is a generic descriptor for an ACH pull initiated by ADP under a client’s authorization.
- ADP SERVICE FEE marks charges for ADP’s platform, maintenance, or service agreements.
- ADP TAX PAYMENT represents ADP remitting payroll taxes, contributions, or filings on behalf of the employer.
- ADP REFUND identifies a credit back to the employer’s account for overpayment or reversed transactions.
- ADP PAYROLL ADJUSTMENT signals corrections made after payroll was processed (e.g. recalculations, retroactive changes.)
- ADP ACCOUNT VERIFICATION denotes small test transactions (deposits/withdrawals) to verify the designated bank account.
- ADP * [EMPLOYER NAME] PAYROLL shows the employer’s name appended to ADP’s descriptor, helping tie the debit to that specific client’s payroll run.
