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Seeing a GUSTO ACCTVERIFY charge on your statement?

Common ways GUSTO ACCTVERIFY charges might appear on your statement

  • GUSTO ACCTVERIFY
  • GUSTO ACCTVERIFY PPD ID: 9138864003
  • GUSTO PAYROLL ACCT VERIFY
  • GUSTO DIRECT DEP ACCTVERIFY
  • GUSTO MICRO DEPOSIT
  • GUSTO ACCOUNT VERIFICATION
  • GUSTO ACCTVERIFY TEST TRANSACTION

What is Gusto Acctverify?

Gusto Acctverify refers to Gusto, Inc., a cloud-based payroll and HR platform used by small and medium-sized businesses across the United States. The descriptor “GUSTO ACCTVERIFY” typically appears on bank statements when Gusto sends small test deposits or withdrawals to verify a company’s or employee’s bank account before processing payroll or payments. Learn more at gusto.com.

Common causes for Gusto Acctverify charges

  • Micro-deposit verification to confirm a new bank account linked to Gusto.
  • Temporary test withdrawals used to verify payroll deposit accounts.
  • Setup of a new employer, contractor, or vendor account in Gusto’s system.
  • Refunds or reversals after successful account verification.

Decoding Gusto Acctverify charge tags

  • GUSTO identifies the merchant as Gusto, Inc., the payroll and HR software provider.
  • ACCTVERIFY / ACCOUNT VERIFICATION indicates the transaction’s purpose to verify a bank account.
  • PPD ID: 9138864003 is the ACH company identifier associated with Gusto’s verification transactions.
  • PAYROLL / DIRECT DEP may appear if the verification is tied to employee payment setup.
  • MICRO DEPOSIT / TEST TRANSACTION confirm the small-dollar test nature of the transfer.

What to do if you don’t recognize this charge

Spot, verify, and resolve suspicious charges in minutes.

  • Contact your bank.

    Call your bank using the number on the back of your card.

  • Contact AT&T.

    Call their customer service to verify the charge and get transaction details.

  • Dispute the charge & monitor account.

    If it appears fraudulent, report it to your bank or card issuer.

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