Seeing a VISA DDA PUR AP charge on your statement?

Common ways VISA DDA PUR AP charges might appear on your statement

• VISA DDA PUR AP 405523 AT&T BILL PAYMENT
• VISA DDA PUR AP AT&T
• VISA DDA PURCHASE AP
• VISA DDA PUR AP PAYMENT
• VISA DDA PUR AP ACH DEBIT
• VISA DDA PUR AP 405523

What is VISA DDA PUR AP?

VISA DDA PUR AP (short for “Visa Demand Deposit Account Purchase - Accounts Payable”) is a billing descriptor that typically appears when a payment is processed through a Visa debit card linked to a checking account, often for recurring bills like AT&T services. The code “AP” generally refers to an automated payment transaction. Learn more at visa.com.

Common causes for VISA DDA PUR AP charges

• Automatic or manual payments made to a utility, telecom, or subscription provider using a Visa debit card.
• Recurring bill payments processed through your bank’s debit account.
• Pending or pre-authorized transactions later finalized under the same descriptor.
• Refunds or reversals applied to prior automated Visa payments.

Decoding VISA DDA PUR AP charge tags

• VISA identifies the payment network used for the transaction.
• DDA stands for “Demand Deposit Account,” referring to a checking or debit account.
• PUR / PURCHASE signals that this was a direct debit or purchase transaction.
• AP indicates “Accounts Payable” or an automated payment processing route.
• Numeric codes such as 405523 reference the merchant or payment processor ID — in some cases (like AT&T), it denotes the specific billing system used.