Seeing a Bank of America charge on your statement?
Common ways Bank of America charges might appear on your statement
- BANK OF AMERICA
- BANK OF AMERICA N.A.
- BOA ONLINE PMT
- BANK OF AMERICA SERVICE FEE
- BANK OF AMERICA OVERDRAFT FEE
- BANK OF AMERICA NSF FEE
- BANK OF AMERICA OD PROTECTION
- BANK OF AMERICA ZELLE PAYMENT
- BANK OF AMERICA MOBILE DEPOSIT FEE
- BANK OF AMERICA CHECK ORDER
- BANK OF AMERICA STOP PAYMENT
- BANK OF AMERICA WIRE FEE
- BANK OF AMERICA ATM FEE
- BANK OF AMERICA CARD REPLACEMENT
- BANK OF AMERICA SAFE DEPOSIT BOX
- BANK OF AMERICA INTEREST ADJUSTMENT
- BANK OF AMERICA REFUND
- BANK OF AMERICA CHARGE REVERSAL
- BANK OF AMERICA BRANCH #### CITY ST
What is Bank of America?
Bank of America, N.A. is a U.S. banking institution offering retail checking, savings, credit, lending, and investment services. Charges with BANK OF AMERICA on your statement generally reflect internal fees, transactions processed through your BofA accounts, or branch/ATM-related activities. Learn more at bankofamerica.com.
Common causes for Bank of America charges
- Monthly maintenance or account service fees.
- Overdraft or non-sufficient funds (NSF) charges.
- Automatic overdraft protection transfers.
- Wire transfer fees for domestic or international wires.
- Stop payment requests on checks or ACH transactions.
- ATM usage fees (especially non-Bank of America ATMs).
- Zelle peer-to-peer money transfers.
- Ordering checks or reissuing check stock.
- Card replacement or rush delivery fees.
- Safe deposit box rental or maintenance charges.
- Interest corrections or account adjustments.
- Refunds or fee reversals after dispute resolution.
Decoding Bank of America charge tags
- BANK OF AMERICA / BANK OF AMERICA N.A. identifies general account activity, service fees, or transactions processed directly through Bank of America’s systems.
- SERVICE FEE represents a monthly maintenance charge applied when account balance or transaction requirements aren’t met.
- OVERDRAFT FEE applies when the bank covers a transaction that exceeds your available balance.
- NSF FEE represents a charge when a transaction or check is returned unpaid due to insufficient funds.
- OD PROTECTION shows a transfer from a linked savings or credit account to cover an overdraft.
- WIRE FEE represents the cost of sending a domestic or international wire transfer through Bank of America.
- STOP PAYMENT indicates a fee charged for canceling a pending check or electronic withdrawal before processing.
- ATM FEE shows surcharges for using an ATM outside of Bank of America’s network.
- ZELLE PAYMENT identifies person-to-person money transfers made through Bank of America’s Zelle® platform.
- CHECK ORDER represents charges for ordering or reordering physical checkbooks.
- CARD REPLACEMENT represents fees for expedited debit card reissue or rush shipping.
- SAFE DEPOSIT BOX indicates annual or renewal fees for renting a safe deposit box at a Bank of America branch.
- INTEREST ADJUSTMENT represents corrections made to interest posted on savings or interest-bearing accounts.
- REFUND identifies credits applied when previous fees are reversed or resolved.
- CHARGE REVERSAL represents the removal of a previously assessed fee following account review or dispute resolution.
- BRANCH #### CITY ST identifies transactions handled at a specific Bank of America branch location; the four-digit number is an internal branch or terminal identifier used for transaction tracking.
