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Seeing a SNAPCHAT ADS charge on your statement?

Common ways SNAPCHAT ADS charges might appear on your statement

  • SNAP*ADS
  • SNAPCHAT*ADS
  • SNAP INC*ADS
  • SNAP*BUSINESS
  • SNAP*BILLING
  • SNAP INC*BILLING
  • SNAPCHAT ADS 310-399-3339
  • SNAP*MARKETING
  • SNAP*CAMPAIGN
  • SNAP ADS MANAGER
  • SNAP*ADVERTISING
  • SNAPCHAT*BUSINESS MANAGER
  • SNAP INC SANTA MONICA CA
  • SNAP*PAYMENT
  • SNAP*PROMOTION
  • SNAP INC*SNAP ADS
  • SNAPADS
  • SNAP*INC
  • SNAP*AD BILLING

What is Snapchat Ads?

Snapchat Ads is the digital advertising platform operated by Snap Inc., the parent company of Snapchat. It allows businesses, creators, and agencies to promote content, run story ads, and target audiences through Snap Ads Manager. According to Snap, over 750 million people use Snapchat monthly, with millions of advertisers running campaigns to reach users via short-form video and augmented reality (AR) experiences. Learn more on their site.

Common causes for SNAPCHAT ADs charges

Here are 7 common reasons you may be charged for Snapchat Ads:

  • Ad campaign billing through Ads Manager
    Charges occur when you run ads through Snap Ads Manager. You’re billed per impression (CPM), per view, or per action, depending on campaign settings.
  • Business account auto-billing
    Snapchat Ads uses a threshold-based billing system. Once your campaign spend reaches a preset threshold (e.g., $50, $250, or $500), Snap automatically bills your saved payment method.
  • Daily, monthly, or manual payments
    Advertisers may opt for postpaid (billed after reaching a threshold) or prepaid (top-up) accounts.
  • In-app promotion (Boosting a Snap)
    Creators and small businesses can promote their own Snaps directly in the app using “Promote” features.
  • Shared or agency-managed ad accounts
    Marketing teams or agencies often manage multiple clients under one payment profile. The card owner might see unfamiliar charges even if linked to legitimate ad activity.
  • Currency or regional billing differences
    Depending on your country, billing may route through Snap Inc. (U.S.), Snap Advertising Ltd (U.K.), or Snap Ireland Ltd.
  • Test or authorization charges
    Small $1–$5 pre-authorizations may appear when a new card or billing profile is added to Ads Manager. These are temporary and fall off after confirmation.

Decoding SNAPCHAT ADS charge tags

Snap Inc. uses structured merchant descriptors that vary slightly by region and billing model. Here’s what each part means:

  • SNAP / SNAPCHAT indicates the charge originated from Snap Inc. or one of its subsidiaries.
  • INC / BUSINESS / BILLING refers to Snap’s corporate billing division processing the ad payment.
  • ADS / MARKETING / CAMPAIGN confirms the charge is tied to Snapchat advertising, not in-app purchases or subscriptions.
  • SANTA MONICA CA / DUBLIN designates the Snap billing entity or office handling your region.
  • 310-399-3339 is Snap’s headquarters phone number, sometimes listed with U.S. charges.
  • PROMOTION / PAYMENT indicates this was a manual top-up or automated campaign payment rather than a one-time app store purchase.

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What to do if you don’t recognize this charge

Spot, verify, and resolve suspicious charges in minutes.

  • Contact your bank.

    Call your bank using the number on the back of your card.

  • Contact the merchant.

    Call their customer service to verify the charge and get transaction details.

  • Dispute the charge & monitor account.

    If it appears fraudulent, report it to your bank or card issuer.

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