Kenya Commercial Bank SWIFT Code: KCBLKENX

Kenya Commercial Bank SWIFT Code: KCBLKENX

The SWIFT/BIC code for Kenya Commercial Bank (KCB) is KCBLKENX. KCBL identifies KCB, KE stands for Kenya, and NX is the Nairobi location code. This code routes international wire transfers to KCB accounts in Kenya.

KCB is East Africa's largest bank by assets and profitability. Originally established in 1896 as a branch of the National Bank of India, it was nationalized after Kenya's independence and partially privatized in the 1990s. KCB operates in Kenya, Uganda, Tanzania, Rwanda, Burundi, South Sudan, and the Democratic Republic of Congo.

KES Transfers and East African Banking

The Kenyan shilling (KES) is a floating currency regulated by the Central Bank of Kenya. Incoming international wires in USD and GBP are the most common, reflecting Kenya's trade and remittance ties with the US and UK. Settlement takes 1 to 2 business days for major currencies.

KCB charges KES 500 to KES 2,500 for incoming international wire transfers depending on currency and amount. Kenya receives approximately $4 billion annually in diaspora remittances, a significant portion of which flows through KCB's branch network.

Mobile Money Integration and M-Pesa

Kenya is a global pioneer in mobile money — Safaricom's M-Pesa processes more transactions than the traditional banking system. KCB has integrated with M-Pesa, allowing international wire recipients to receive funds directly to their M-Pesa wallets through KCB as an intermediary.

KCB also handles wire transfers for Kenya's tea, coffee, and horticulture export sectors. Kenya is the world's largest exporter of black tea and a major supplier of cut flowers to European markets. Export proceeds in EUR and GBP frequently settle through KCBLKENX.

How Slash fits in

Slash tracks KCB wire transfers and gives your team visibility into KES-denominated payment flows. Export receivables and remittance data from your Kenyan banking accounts are consolidated for treasury oversight.