United Bank Routing Number: Mid-Atlantic Banking Guide

What is the United Bank routing number?

United Bank uses routing number 051504597 for ACH transactions, direct deposits, and electronic payments. However, United Bank has acquired several institutions over the years, so your specific routing number may vary depending on when your account was opened and in which state.

United Bank is headquartered in Charleston, West Virginia, and operates across West Virginia, Virginia, Maryland, Washington D.C., Pennsylvania, North Carolina, South Carolina, Georgia, and Ohio. It is a subsidiary of United Bankshares, Inc., one of the largest banking companies in the Mid-Atlantic region with over $30 billion in assets.

How to find your United Bank routing number

Your United Bank routing number is printed on the bottom-left of your checks. You can also find it by logging into United Bank's online banking portal or mobile app and viewing your account details.

Because United Bank has completed multiple acquisitions, some legacy accounts may still carry different routing numbers. Always verify the routing number shown on your specific account before initiating a transfer.

United Bank direct deposit

To set up direct deposit, provide your employer with the routing number shown on your United Bank account and your account number. United Bank processes payroll deposits, government benefits, Social Security payments, and tax refunds through the ACH network.

United Bank supports split deposits, allowing you to direct portions of your paycheck to different accounts automatically each pay period.

United Bank wire transfers

United Bank supports both domestic and international wire transfers. Domestic wires are processed through the Fedwire system and typically settle the same business day when initiated before the cutoff time.

International wires are available through United Bank branches and online banking. Fees and exchange rates vary by destination, and the bank recommends contacting a banker to confirm wire routing details before sending an international transfer.

How Slash compares to United Bank

United Bank is a well-established Mid-Atlantic community bank with strong commercial and personal banking services. For businesses that operate beyond the regional footprint or need modern financial tools, Slash provides dedicated business banking with unlimited virtual cards, real-time spend tracking, and automated expense management.

Slash is purpose-built for growing companies, offering multi-entity account structures, native accounting integrations, and comprehensive payment capabilities that streamline business operations beyond what traditional regional banks provide.