Provident Bank Routing Number: New Jersey Banking Guide

What is the Provident Bank routing number?

Provident Bank uses routing number 221283842 for ACH transactions and electronic transfers. Provident Bank is a subsidiary of Provident Financial Services Inc. and is headquartered in Iselin, New Jersey, operating branches throughout northern and central New Jersey and parts of eastern Pennsylvania.

Provident Bank has a long history dating back to 1839, making it one of the oldest financial institutions in New Jersey. With over $14 billion in assets, the bank provides a comprehensive range of personal and commercial banking services, including wealth management and insurance products.

How to find your Provident Bank routing number

Routing number 221283842 is printed on the bottom-left of your Provident Bank checks, preceding your account number and check number. You can also find it through Provident Bank's online banking platform in the account details section.

Provident Bank's mobile app displays your routing and account information under account settings. Customer service representatives and branch staff can also confirm your routing number for setting up transfers.

Provident Bank direct deposit and ACH

Set up direct deposit by providing your employer with Provident Bank routing number 221283842 and your account number. Provident Bank processes payroll deposits, Social Security payments, and other government benefits on standard ACH timelines.

Provident Bank supports full ACH capabilities for personal and business customers, including automated bill payments, payroll processing, vendor payments, and external account transfers through their digital banking platform.

Provident Bank wire transfers

Provident Bank facilitates domestic wire transfers using routing number 221283842. Wires can be initiated at branch locations or by contacting the wire department directly. Incoming domestic wires typically settle on the same business day.

International wire transfers are available through Provident Bank with standard processing times and fees. Contact your local branch for details on international wire requirements, exchange rates, and documentation needed for cross-border transfers.

Business banking with Slash

Provident Bank serves businesses throughout New Jersey and eastern Pennsylvania with traditional commercial banking. For companies seeking modern financial tools, Slash provides instant ACH and wire transfers, unlimited virtual cards, automated expense management, and real-time financial reporting.

Slash gives businesses multi-entity management, granular team spending controls, native accounting integrations with QuickBooks and Xero, and up to 2% cashback on card spend — delivering the digital infrastructure modern companies need.