Horizon Credit Union Routing Number: Washington State Guide

What is the Horizon Credit Union routing number?

Horizon Credit Union uses routing number 325180520 for all ACH and electronic transactions. Headquartered in Spokane Valley, Washington, Horizon CU serves members throughout eastern Washington and northern Idaho with competitive financial products and community-oriented service.

Founded in 1952, Horizon Credit Union has expanded from its roots serving Inland Empire educators to a community credit union with over $3 billion in assets. Membership is open to individuals who live, work, worship, or attend school in the communities Horizon serves.

How to find your Horizon CU routing number

Routing number 325180520 is printed on the bottom-left of your Horizon Credit Union checks before your account number. You can also locate it through online banking under your account details page.

The Horizon CU mobile app displays your routing and account numbers in the account information section. You can also verify your routing number by visiting any Horizon branch or contacting member services directly.

Horizon CU direct deposit and ACH

Set up direct deposit by providing routing number 325180520 and your Horizon Credit Union account number to your employer. Horizon CU processes payroll and government benefit deposits on standard ACH timelines with funds available on your pay date.

Horizon CU supports comprehensive ACH services including incoming deposits, outgoing bill payments, and external account-to-account transfers. Online banking allows you to automate recurring payments and manage your electronic transfer settings.

Horizon CU wire transfers

Horizon Credit Union facilitates domestic wire transfers using routing number 325180520. Wire transfers can be initiated at a branch or by contacting member services. Incoming domestic wires are generally credited the same business day when received before the cutoff time.

International wire transfers are also available through Horizon CU for cross-border payments. Contact Horizon directly for current wire transfer fees, exchange rates, and documentation requirements for international transactions.

Business banking with Slash

Horizon Credit Union provides reliable banking services across eastern Washington. For businesses seeking modern digital banking, Slash delivers instant ACH and wire transfers, unlimited virtual cards, automated expense management, and real-time cash flow visibility — all accessible from anywhere.

Slash is built for businesses that want to move beyond branch-based banking with multi-entity support, team spending controls, up to 2% cashback on card spend, and seamless integrations with accounting platforms like QuickBooks and Xero.