Grow Financial FCU Routing Number: Tampa Bay Banking Guide

What is the Grow Financial routing number?

Grow Financial Federal Credit Union uses routing number 263079276 for all ACH transactions, direct deposits, and electronic payments. This routing number is universal for all Grow Financial members regardless of branch or account type.

Grow Financial FCU is headquartered in Tampa, Florida, and serves the greater Tampa Bay area. Founded in 1954 as MacDill Federal Credit Union to serve personnel at MacDill Air Force Base, it rebranded as Grow Financial in 2003 and now serves over 250,000 members across West Central Florida.

How to find your Grow Financial routing number

You can find the Grow Financial routing number in the credit union's mobile app or online banking under account details. The number is also printed at the bottom-left of any Grow Financial checks.

For wire transfer routing information, contact Grow Financial directly as the wire routing number may differ from the ACH routing number. Member services can confirm the correct number for your transaction type.

Grow Financial direct deposit setup

Set up direct deposit by providing your employer with routing number 263079276 and your Grow Financial account number. The credit union supports direct deposit for paychecks, government benefits, Social Security, and tax refunds.

Grow Financial also offers a payroll splitting feature, allowing members to automatically divide their direct deposit across checking, savings, and other accounts each pay period.

Grow Financial transfers and bill pay

Grow Financial supports both incoming and outgoing domestic wire transfers through the Fedwire system. Outgoing domestic wires initiated before the processing cutoff are typically received the same business day.

The credit union also offers free online bill pay and person-to-person transfers through its digital banking platform. ACH transfers to external bank accounts generally settle within one to three business days.

How Slash compares to Grow Financial

Grow Financial is a strong choice for personal banking in the Tampa Bay area, with competitive rates on auto loans and mortgages. For businesses that need more than consumer banking, Slash offers purpose-built business accounts with full payment capabilities, unlimited virtual cards, and real-time spend tracking.

Slash provides the financial tools growing businesses need — including automated expense management, multi-entity support, and direct integrations with accounting platforms like QuickBooks and Xero.