Genisys Credit Union Routing Number: Michigan Banking Guide

What is the Genisys Credit Union routing number?

Genisys Credit Union uses routing number 272481928 for all member accounts. This nine-digit ABA routing number is needed for direct deposits, ACH transfers, wire transfers, and automatic bill payments.

Genisys Credit Union is headquartered in Auburn Hills, Michigan, and serves over 200,000 members with approximately $3 billion in assets. Originally chartered in 1936 as Pontiac Motors Division Federal Credit Union, Genisys has grown into one of the largest credit unions in southeast Michigan.

How to find your Genisys routing number

Routing number 272481928 is printed on the bottom-left corner of your Genisys checks. You can also find it through the Genisys online banking platform or mobile app under your account information.

All Genisys members share the same routing number regardless of branch or account type. The 272 prefix indicates routing through the Federal Reserve Bank of Chicago, which serves the Michigan region.

Genisys wire transfers and ACH payments

Domestic wire transfers at Genisys use routing number 272481928 through the Fedwire network. Members can initiate wires at a branch, through online banking, or by calling member services.

ACH transactions — including employer payroll deposits, government benefit payments, and recurring bill payments — all route through this number. Genisys follows standard Federal Reserve ACH settlement schedules.

Genisys business banking

Genisys offers business checking and savings accounts, commercial loans, SBA lending, and business credit cards. Their business banking tools include remote deposit capture, merchant services, and cash management solutions.

With over 30 branches across Oakland, Genesee, Livingston, and surrounding counties, Genisys provides comprehensive in-person banking alongside its digital platform for southeast Michigan businesses.

How Slash compares to Genisys

Genisys delivers strong credit union value for southeast Michigan members, while Slash provides a digital-first business banking platform accessible anywhere. Slash offers up to 2% cashback, unlimited virtual cards with per-card spending limits, and automated expense tracking.

For businesses seeking tools beyond regional credit union offerings, Slash delivers treasury yield on idle cash, stablecoin payment rails, multi-entity management, and automated integrations with QuickBooks and other accounting platforms.