Gate City Bank Routing Number: North Dakota Banking Guide

What is the Gate City Bank routing number?

Gate City Bank uses routing number 091300023 for all ACH transactions and electronic transfers. Gate City Bank is a mutually owned bank headquartered in Fargo, North Dakota, with branches across North Dakota and central Minnesota.

Founded in 1923, Gate City Bank has grown to over $3 billion in assets and operates approximately 40 branch locations. As a mutual bank, it is owned by its depositors and focused on reinvesting in the communities it serves through personal and business banking services.

How to find your Gate City Bank routing number

Routing number 091300023 is printed on the bottom-left of your Gate City Bank checks. You can also locate it through Gate City Bank online banking or the mobile app by viewing your account details.

All Gate City Bank branches across North Dakota and Minnesota use the same routing number. Branch staff and customer service are available to verify your routing number and assist with electronic transfer setup.

Gate City Bank direct deposit and ACH

Set up direct deposit by providing your employer with Gate City Bank routing number 091300023 and your account number. Gate City Bank processes payroll, Social Security, and government benefit deposits through standard ACH timelines.

Gate City Bank supports ACH services for automated bill payments, payroll origination for business customers, and account-to-account transfers. Online and mobile banking tools let you manage recurring payments and transfer schedules.

Gate City Bank wire transfers

Gate City Bank facilitates domestic wire transfers using routing number 091300023. Wire transfers can be initiated at branch locations or by contacting the wire department. Incoming domestic wires typically settle on the same business day.

International wire services are available for customers needing cross-border payments. Contact your local Gate City Bank branch for details on international wire fees, processing times, and required documentation.

Business banking with Slash

Gate City Bank provides trusted community banking across North Dakota and Minnesota. For businesses seeking a digital-first platform, Slash offers instant ACH and wire transfers, unlimited virtual cards, automated expense management, and real-time financial visibility from a single dashboard.

Slash delivers multi-entity management, team spending controls, native accounting integrations, and up to 2% cashback on card spend, making it ideal for businesses looking to modernize their financial operations.