Credit Union of Southern California Routing Number: SoCal Guide

What is the Credit Union of Southern California routing number?

Credit Union of Southern California (CU SoCal) uses routing number 322274462 for ACH transactions and electronic transfers. Based in Anaheim Hills, California, CU SoCal serves members throughout Southern California with a broad range of personal and business financial products.

CU SoCal was founded in 1954 and has grown to serve over 200,000 members with more than $5 billion in assets. The credit union operates numerous branches across Orange, Riverside, San Bernardino, and San Diego counties, delivering competitive rates and member-focused service.

How to find your CU SoCal routing number

Routing number 322274462 appears on the bottom-left corner of your CU SoCal checks. You can also find it by logging into CU SoCal online banking and navigating to the account details section.

The CU SoCal mobile app provides quick access to your routing and account numbers under account settings. Branch representatives at any CU SoCal location can also confirm your routing number and assist with transfer setup.

CU SoCal direct deposit and ACH

Set up direct deposit with CU SoCal by providing routing number 322274462 and your account number to your employer or benefits provider. CU SoCal processes payroll deposits and government benefits on standard ACH timelines with funds available on your scheduled pay date.

CU SoCal offers comprehensive ACH services including incoming deposits, outgoing bill payments, and external account transfers. Online banking enables you to schedule recurring payments and manage your electronic transfer configurations.

CU SoCal wire transfers

CU SoCal processes domestic wire transfers using routing number 322274462. Wires can be initiated at a branch location or by contacting the credit union directly. Incoming wires are typically credited the same business day when received before the processing cutoff.

International wire transfers are available through CU SoCal for cross-border payments and fund transfers. Contact the credit union for current fees, exchange rates, and any required documentation for international wires.

Business banking with Slash

CU SoCal provides solid credit union services across Southern California. For businesses that need modern digital banking capabilities, Slash offers instant ACH and wire transfers, unlimited virtual cards, automated expense management, and real-time cash flow visibility — accessible from anywhere.

Slash is built for businesses that want to move beyond branch-based banking with multi-entity support, team spending controls, up to 2% cashback on card spend, and seamless integrations with accounting platforms like QuickBooks and Xero.