BECU Routing Number - From Boeing

Born on the Boeing factory floor

In 1935, eighteen Boeing Aircraft Company employees in Seattle pooled $18.25 — a dollar and change each — to start the Boeing Employees' Credit Union. The Great Depression was still grinding on, and traditional banks were either failing or refusing to lend to working-class factory workers. That $18.25 initial deposit has grown into over $30 billion in assets, making BECU the largest credit union in Washington state and one of the ten largest in the country.

BECU's routing number is 325081403. The 325 prefix ties to the Federal Reserve Bank of San Francisco's Seattle processing center, a direct link to the credit union's Pacific Northwest roots.

From employees-only to Washington state

For decades, you had to work at Boeing — or be related to someone who did — to join BECU. The credit union gradually expanded eligibility over the years, first to Boeing retirees and contractors, then to employees of other select companies. In 2002, BECU dropped the "Boeing Employees'" from its official name and opened membership to anyone who lives, works, worships, or attends school in Washington state. That expansion transformed BECU from a single-employer credit union into a de facto community institution serving over 1.4 million members. The Boeing heritage persists — BECU still has branches near Boeing's major Washington facilities in Everett, Renton, and Auburn, and many of its longest-tenured members are Boeing retirees.

Using routing number 325081403

325081403 applies to all BECU account types — checking, savings, money market, and certificates — for ACH transfers, direct deposit, bill pay, and domestic wire transfers. Outgoing domestic wires carry a $25 fee. BECU does not directly process international wire transfers and has no SWIFT code; members needing to receive international wires must use an intermediary bank, which BECU can provide details for upon request.

One practical note: credit unions are sometimes missing from dropdown menus in payroll systems and payment apps that only list banks. BECU members may need to manually enter 325081403 rather than selecting from a list. The routing number processes through the same Federal Reserve infrastructure as any commercial bank — no difference in transaction speed or reliability.

BECU accounts are insured by the National Credit Union Administration rather than the FDIC, though the coverage amount is identical: $250,000 per depositor.

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