WaFd Bank Routing Number: Complete Banking Guide

What is the WaFd Bank routing number?

WaFd Bank, formerly known as Washington Federal, uses routing number 125008547 for all ACH and electronic transfers. This single routing number applies to all WaFd Bank accounts regardless of which branch or state you opened your account in, covering operations across Washington, Oregon, Idaho, Utah, Arizona, Nevada, New Mexico, and Texas.

WaFd Bank rebranded from Washington Federal in 2022 to better reflect its expanding footprint across the western United States. Despite the name change, the routing number remained the same, so existing customers did not need to update any payment or direct deposit configurations.

How to find your WaFd Bank routing number

You can find the WaFd Bank routing number 125008547 printed on the bottom-left corner of your personal checks. It appears as the first nine-digit number before your account number and check number. The routing number is also available in your online banking dashboard under account details.

WaFd Bank's mobile app displays your routing and account numbers in the account information section. You can also call WaFd Bank customer service or visit any branch location to confirm your routing number for setting up transfers.

WaFd Bank direct deposit and ACH transfers

To set up direct deposit with WaFd Bank, provide your employer with routing number 125008547 and your account number. WaFd Bank processes ACH deposits on standard timelines, and payroll direct deposits are typically available on the scheduled pay date.

WaFd Bank supports both incoming and outgoing ACH transfers for bill payments, payroll, and account-to-account transfers. Online banking customers can initiate ACH transfers directly from their dashboard with no additional fees for standard processing.

WaFd Bank wire transfers

WaFd Bank uses the same routing number 125008547 for domestic wire transfers processed through the Fedwire system. Wire transfers can be initiated by visiting a branch or contacting the wire transfer department. Incoming wires typically settle the same business day.

For international wire transfers, WaFd Bank facilitates SWIFT-based payments through correspondent banking relationships. International wire fees and processing times vary by destination country, so contact WaFd Bank directly for current rates and timelines.

Business banking with Slash

WaFd Bank serves personal and small business customers across the western US. For businesses seeking modern financial infrastructure, Slash provides a comprehensive platform with instant ACH and wire transfers, unlimited virtual cards, automated expense management, and real-time transaction tracking.

While WaFd Bank offers traditional branch-based banking, Slash is purpose-built for businesses that need speed and flexibility — including multi-entity management, built-in accounting integrations, and up to 2% cashback on card spend without the overhead of legacy banking.