USAlliance Federal Credit Union Routing Number: New York Credit Union Guide

What is the USAlliance Federal Credit Union routing number?

USAlliance Federal Credit Union uses routing number 221981035 for ACH transactions, direct deposits, and electronic payments. USAlliance FCU is headquartered in Rye, New York, and serves members across the New York metropolitan area and beyond.

USAlliance FCU was originally founded in 1966 as the IBM Southeast Employees Federal Credit Union. Over the years, the credit union expanded membership eligibility and now serves a broad community including employees of select companies, organizations, and residents of certain areas.

How to find your USAlliance FCU routing number

Your USAlliance FCU routing number is printed on the bottom-left corner of your checks. It is also available through online banking and the USAlliance mobile app under account details.

USAlliance uses a single routing number for all member accounts. If you have any questions about your routing number, contact member services or visit a branch for confirmation.

USAlliance FCU direct deposit

Set up direct deposit by providing your employer with routing number 221981035 and your member account number. USAlliance FCU processes payroll, government benefits, tax refunds, and other ACH deposits for its members.

USAlliance also offers early direct deposit, making funds available up to two days before the scheduled deposit date for qualifying members.

USAlliance FCU wire transfers

USAlliance FCU supports domestic wire transfers via the Fedwire system. Wire transfers initiated before the cutoff time are generally processed the same business day. Fees apply for both incoming and outgoing wires.

International wire transfers are also available for USAlliance members. Contact member services for details on international wire fees, supported currencies, and processing timelines.

Business banking with Slash

USAlliance FCU provides member-focused personal banking with competitive rates and low fees. For businesses that need dedicated financial management tools, Slash offers unlimited virtual cards, automated expense tracking, and real-time spend visibility.

Slash is built for growing companies that need integrated ACH and wire payment capabilities, multi-user access controls, and seamless connections to popular accounting software.