Tower Federal Credit Union Routing Number: Maryland Guide

What is the Tower Federal Credit Union routing number?

Tower Federal Credit Union uses routing number 255077370 for all member accounts. This nine-digit ABA routing number is required for ACH transfers, direct deposits, wire transfers, and automated bill payments.

Tower Federal Credit Union is headquartered in Laurel, Maryland, and serves over 200,000 members with more than $4 billion in assets. Originally chartered in 1953 for employees of the National Security Agency and other government agencies, Tower FCU now offers membership to residents throughout Maryland.

How to find your Tower FCU routing number

Routing number 255077370 appears on the bottom-left of your Tower Federal Credit Union checks. It is also available in the Tower FCU online banking platform and mobile app under account information.

All Tower FCU members share the same routing number regardless of branch or account type. The 255 prefix indicates routing through the Federal Reserve Bank of Richmond, which serves the Maryland region.

Tower FCU wire transfers and ACH payments

Domestic wire transfers at Tower FCU use routing number 255077370 through the Fedwire network. Members can request outgoing wires online, at a branch, or by calling member services during business hours.

ACH transactions — including direct deposit from employers, government benefit payments, and recurring bill payments — all use this routing number. Tower FCU processes transfers on standard Federal Reserve ACH schedules.

Tower FCU business services

Tower FCU offers business checking and savings accounts, commercial loans, business lines of credit, and business credit cards. Additional services include remote deposit capture, payroll processing support, and online cash management.

With branches across the Baltimore-Washington corridor including locations in Howard, Anne Arundel, Prince George's, and Montgomery counties, Tower FCU provides convenient access for Maryland businesses.

How Slash compares to Tower FCU

Tower FCU offers competitive credit union rates and a strong Maryland branch network, while Slash provides a nationwide digital business banking platform built for modern companies. Slash delivers up to 2% cashback, unlimited virtual cards with customizable spend controls, and built-in expense management.

For businesses seeking more than traditional credit union banking, Slash provides treasury yield, stablecoin payment options, multi-entity management, and direct accounting integrations — all accessible from anywhere in the country.