South Plains Financial Routing Number: West Texas Banking Guide

What is the South Plains Financial routing number?

South Plains Financial, the parent company of City Bank, uses routing number 111322994 for ACH transactions and electronic transfers. City Bank, headquartered in Lubbock, Texas, is the primary banking subsidiary and serves customers across West Texas and the Dallas-Fort Worth metroplex.

South Plains Financial Inc. is a publicly traded bank holding company with over $4 billion in assets. City Bank has been a cornerstone of West Texas banking since 1941, providing commercial and retail banking services with a focus on agricultural lending and energy sector financing.

How to find your South Plains Financial routing number

Routing number 111322994 is printed on the bottom-left of your City Bank checks. You can also find it by logging into City Bank's online banking platform and navigating to your account details, where both routing and account numbers are displayed.

City Bank's mobile app provides access to your routing information under account settings. Branch staff at any City Bank location across West Texas can also verify your routing number and assist with transfer setup.

South Plains Financial direct deposit and ACH

Set up direct deposit with City Bank by providing routing number 111322994 and your account number to your employer. City Bank processes payroll deposits and government benefits on standard ACH timelines, with funds available on your scheduled pay date.

City Bank supports full ACH capabilities including incoming deposits, outgoing bill payments, and external account transfers. Their online banking platform allows you to automate recurring payments and manage all electronic transfer configurations.

South Plains Financial wire transfers

City Bank facilitates domestic wire transfers using routing number 111322994. Wire transfers can be initiated at branch locations or by contacting the bank's wire department. Incoming wires typically settle on the same business day when received before the processing cutoff.

International wire transfers are available through City Bank for cross-border payments. Contact your local branch for current fees, exchange rates, and documentation requirements for international wires.

Business banking with Slash

South Plains Financial serves West Texas businesses with traditional community banking. For companies that need modern digital banking tools, Slash provides instant ACH and wire transfers, unlimited virtual cards, automated expense management, and real-time cash flow visibility — all accessible from anywhere.

Slash is built for businesses that want to move beyond branch-based banking with multi-entity support, team spending controls, up to 2% cashback on card spend, and seamless integrations with accounting platforms like QuickBooks and Xero.