San Antonio Federal Credit Union Routing Number: Texas Guide

What is the San Antonio Federal Credit Union routing number?

San Antonio Federal Credit Union uses routing number 314088291 for all member accounts. This nine-digit ABA routing number is required for direct deposits, ACH transfers, wire transfers, and automatic bill payments.

San Antonio Federal Credit Union, commonly known as SAFCU, is based in San Antonio, Texas, and has served the local community since 1936. Originally established for city employees, SAFCU now extends membership to anyone who lives, works, worships, or attends school in Bexar County and surrounding areas.

How to find your SAFCU routing number

Routing number 314088291 is printed on the bottom-left corner of your SAFCU checks. You can also find it through SAFCU's online banking platform or mobile app under your account details.

All SAFCU members use the same routing number regardless of branch or account type. The 314 prefix indicates routing through the Federal Reserve Bank of Dallas, which serves the Texas region.

SAFCU wire transfers and ACH payments

Domestic wire transfers at SAFCU use routing number 314088291 through the Fedwire system. Members can initiate outgoing wires by visiting a branch or contacting member services during business hours.

ACH transactions — including employer payroll deposits, government benefit payments, military pay, and recurring bill payments — all use this routing number. SAFCU processes ACH transfers on standard Federal Reserve settlement timelines.

SAFCU products and membership

SAFCU offers free checking accounts, savings products, certificates of deposit, auto loans, mortgages, and personal loans. Members benefit from competitive rates, low fees, and financial education resources.

With multiple branches across San Antonio and Bexar County, SAFCU provides in-person banking access alongside a full suite of digital tools including online banking, mobile deposit, and person-to-person payments.

How Slash compares to SAFCU

SAFCU provides solid community credit union banking for San Antonio residents, while Slash offers a purpose-built digital business banking platform accessible nationwide. Slash includes up to 2% cashback, unlimited virtual cards with per-card spending controls, and built-in expense categorization.

For businesses that need more than a local credit union, Slash provides treasury yield on idle cash, real-time spend tracking, multi-entity management, and automated accounting integrations — all accessible from anywhere without membership restrictions.