Point Breeze Credit Union Routing Number: Maryland Guide

What is the Point Breeze Credit Union routing number?

Point Breeze Credit Union uses routing number 255077370 for all member accounts. This nine-digit ABA number is needed for ACH transfers, direct deposits, wire transfers, and automatic bill payments.

Point Breeze Credit Union is based in Hunt Valley, Maryland, and has served the Baltimore metropolitan area since 1935. Originally established for employees of Western Electric and later AT&T, Point Breeze now offers open membership to anyone who lives, works, worships, or attends school in Maryland.

How to find your Point Breeze routing number

Routing number 255077370 appears on the bottom-left of your Point Breeze checks. It is also available through the credit union's online banking platform and mobile app under account details.

All Point Breeze members share the same routing number regardless of account type or branch. This single number simplifies setup for direct deposit, ACH payments, and other electronic transfers.

Point Breeze wire and ACH transfers

Domestic wire transfers at Point Breeze use routing number 255077370 through the Fedwire network. Members can request outgoing wires by visiting a branch or contacting member services during business hours.

ACH transactions — including employer payroll deposits, Social Security payments, and automated bill payments — all route through this number. Point Breeze processes ACH transfers on standard Federal Reserve settlement schedules.

Point Breeze accounts and services

Point Breeze offers free checking with no minimum balance, high-yield savings accounts, certificates, and money market accounts. The credit union also provides auto loans, home equity lines of credit, and personal loans at competitive rates.

With multiple branches in the Baltimore area and shared branching through the CO-OP network, Point Breeze members enjoy broad ATM and branch access throughout Maryland and beyond.

How Slash compares to Point Breeze

Point Breeze delivers solid credit union value for Maryland residents, while Slash provides a purpose-built digital business banking experience available nationwide. Slash includes up to 2% cashback, unlimited virtual cards with per-card spend limits, and real-time expense tracking.

For businesses that need more than a traditional credit union can offer, Slash provides treasury yield on idle cash, stablecoin payment rails, multi-entity management, and direct integrations with QuickBooks and other accounting platforms.