Pen Air Federal Credit Union Routing Number: Pensacola CU Guide

What is the Pen Air Federal Credit Union routing number?

Pen Air Federal Credit Union's routing number is 263078934. This routing number is used across all Pen Air accounts for ACH transactions, direct deposits, and domestic wire transfers regardless of branch location.

Pen Air FCU was established in 1936 to serve military and civilian personnel at Naval Air Station Pensacola. It has since expanded to become one of the largest credit unions in the Florida panhandle, with branches across northwest Florida and southern Alabama.

How to find your Pen Air FCU routing number

You can find routing number 263078934 on the bottom-left of your Pen Air checks, through Pen Air's mobile banking app, or by logging into online banking at penairfcu.com. The number is also available by calling member services.

The 263 prefix identifies Pen Air within the Federal Reserve's Jacksonville district, which covers financial institutions headquartered in Florida and parts of the Southeast.

Direct deposit and ACH transfers

Use routing number 263078934 and your account number to enroll in direct deposit through your employer. Pen Air processes direct deposits promptly, and members can receive their funds as soon as they are made available by the originating institution.

Pen Air supports ACH debits and credits for bill payments, external transfers, and recurring transactions. There are no fees for incoming ACH deposits, making it convenient for payroll and government benefit payments.

Wire transfers at Pen Air FCU

Domestic wire transfers use routing number 263078934. Members can initiate outgoing wires by visiting a branch or contacting Pen Air directly. Incoming domestic wires are credited to your account on the same business day.

For international incoming wires, Pen Air uses a correspondent bank arrangement. Contact member services for the SWIFT code and intermediary bank details required by the sending institution.

Business financial tools with Slash

Pen Air Federal Credit Union offers excellent personal banking in the Gulf Coast region. For businesses that need advanced payment tools, Slash provides a unified platform with ACH, wire transfers, virtual cards, and automated expense management.

Slash helps businesses simplify their financial operations with real-time transaction visibility and built-in controls, eliminating the need for multiple banking relationships.