Orange County's Credit Union Routing Number: SoCal CU Guide

Primary routing number322283505

Find Orange County's Credit Union routing number 322283505 for ACH transfers, direct deposits, and wire transfers in California.

What is the Orange County's Credit Union routing number?

Orange County's Credit Union uses routing number 322283505 for all member accounts. This single routing number covers checking, savings, money market, and certificate accounts across all branches in Southern California.

Founded in 1938 to serve Orange County employees, the credit union has expanded its membership to include anyone who lives, works, worships, or attends school in Orange County. It manages over $2 billion in assets.

Finding your OCCU routing number

Routing number 322283505 is printed on the bottom-left of your Orange County's Credit Union checks. You can also access it through the OCCU mobile app, online banking portal, or by visiting any branch.

The 322 prefix places this routing number within the Federal Reserve Bank of San Francisco processing district, which handles transactions for Southern California financial institutions.

Direct deposit and ACH setup

Provide routing number 322283505 and your account number to your employer to set up direct deposit. OCCU processes payroll deposits, government benefits, and tax refunds through the ACH network.

ACH transfers initiated with this routing number generally settle in one to two business days. OCCU does not charge for incoming ACH deposits, and outgoing ACH payments can be scheduled through online banking.

Wire transfer procedures

Domestic wire transfers at OCCU use routing number 322283505. Members can send wires by visiting a branch or contacting member services. Incoming wires are posted to accounts on the same business day.

For international wire transfers, OCCU provides correspondent bank details upon request. Contact member services for the SWIFT code and any intermediary bank information needed by the sender.

Business payments made easy with Slash

Orange County's Credit Union delivers strong personal banking for SoCal residents. For businesses that require advanced payment infrastructure, Slash offers ACH, wire transfers, unlimited virtual cards, and automated expense management.

Slash consolidates all your business payment needs into one platform, providing real-time visibility into transactions and simplifying financial operations for growing teams.