OnPoint Community Credit Union Routing Number: Oregon Member Guide

What is the OnPoint Community Credit Union routing number?

OnPoint Community Credit Union uses routing number 323274186 for all member accounts. This ABA routing number is required for ACH transfers, direct deposits, wire transfers, and automatic bill payments.

OnPoint Community Credit Union is the largest credit union in Oregon, headquartered in Portland with over 500,000 members and $10 billion in assets. Founded in 1932 as Portland Teachers Credit Union, it has expanded membership eligibility to include anyone who lives or works in select Oregon and Washington counties.

How to find your OnPoint routing number

Routing number 323274186 appears on the bottom-left of your OnPoint checks. It is also available in OnPoint's online banking portal and mobile app under your account details section.

All OnPoint members use the same routing number regardless of which branch they opened their account at. This routing number applies to checking, savings, and certificate accounts.

OnPoint wire transfers and ACH

OnPoint processes domestic wire transfers using routing number 323274186 through the Fedwire system. Members can initiate outgoing wires through online banking or by visiting a branch during business hours.

ACH transfers use the same routing number for payroll direct deposits, vendor payments, tax refunds, and recurring charges. OnPoint supports both standard and same-day ACH processing through the Federal Reserve.

OnPoint business banking services

OnPoint offers business checking and savings accounts, commercial real estate loans, business lines of credit, and merchant processing. Their business accounts include remote deposit capture, online cash management, and business bill pay.

With over 50 branches throughout the Portland metro area and across Oregon, OnPoint combines credit union value with convenient access. Their commercial lending team supports small businesses with SBA loans and competitive rate structures.

How Slash compares to OnPoint

OnPoint provides excellent credit union rates and deep Oregon roots, while Slash offers a fully digital business banking platform without regional membership requirements. Slash delivers up to 2% cashback on card spend, unlimited virtual cards, and automated expense categorization.

For businesses operating beyond the Pacific Northwest, Slash provides nationwide digital banking with stablecoin payments, real-time spend controls, treasury yield, multi-entity management, and native accounting integrations.