MSUFCU Routing Number: Michigan State University FCU Guide

What is the MSUFCU routing number?

MSUFCU (Michigan State University Federal Credit Union) uses routing number 272479663 for all member accounts. This routing number is required for direct deposits, ACH transfers, and wire transactions across all MSUFCU branches.

MSUFCU is the largest university-based credit union in the world, with over $7 billion in assets and more than 340,000 members. Originally chartered in 1937 to serve Michigan State University faculty and staff, membership has expanded to include students, alumni, and the broader Michigan community.

How to find your MSUFCU routing number

Routing number 272479663 is printed on the bottom-left of your MSUFCU checks. You can also find it through the MSUFCU mobile app, online banking at msufcu.org, or by contacting any branch location.

The 272 prefix indicates that MSUFCU transactions are processed through the Federal Reserve Bank of Chicago, which serves Michigan and other Midwest states.

Direct deposit setup

Provide your employer with routing number 272479663 and your MSUFCU account number to set up direct deposit. The credit union accepts payroll, stipend, financial aid, and government benefit deposits through the ACH network.

MSUFCU does not charge fees for incoming ACH deposits. Direct deposit funds are often available the same day they are received, and students frequently use direct deposit for financial aid disbursements.

Wire transfers at MSUFCU

For domestic wire transfers, use routing number 272479663. Members can initiate outgoing wires at a branch or through member services. Incoming domestic wires are typically credited on the same business day.

MSUFCU also handles international wire transfers for members with ties abroad. Contact member services for the SWIFT code, correspondent bank details, and applicable fees for international transactions.

Business banking solutions with Slash

MSUFCU provides excellent personal and student banking in Michigan. For businesses and startups emerging from the MSU ecosystem, Slash offers a modern financial platform with ACH, wires, unlimited virtual cards, and built-in expense management.

Slash is designed for growing businesses that need professional-grade banking infrastructure without the complexity of traditional institutions.