Meriwest Credit Union Routing Number: California Guide

What is the Meriwest Credit Union routing number?

Meriwest Credit Union uses routing number 321177968 for all ACH and electronic transactions. Based in San Jose, California, Meriwest serves members throughout the San Francisco Bay Area and Silicon Valley with a comprehensive suite of banking products and services.

Founded in 1961, Meriwest Credit Union has grown to manage over $2 billion in assets and serve more than 80,000 members. The credit union operates branches across San Jose, Sunnyvale, Cupertino, and other Bay Area communities, offering competitive rates and member-focused financial solutions.

How to find your Meriwest routing number

Routing number 321177968 is printed on the bottom-left of your Meriwest Credit Union checks before your account number. You can also locate it through online banking by navigating to your account details page.

The Meriwest mobile app provides quick access to your routing and account numbers under account settings. Any Meriwest branch in the Bay Area can also confirm your routing number and help you set up electronic transfers.

Meriwest direct deposit and ACH

Set up direct deposit with Meriwest by providing routing number 321177968 and your account number to your employer or benefits provider. Meriwest processes payroll and government benefit deposits on standard ACH timelines, ensuring funds are available on your pay date.

Meriwest supports full ACH capabilities including incoming deposits, outgoing bill payments, and external account-to-account transfers. Online banking enables you to automate recurring payments and manage your electronic transfer settings.

Meriwest wire transfers

Meriwest Credit Union facilitates domestic wire transfers using routing number 321177968. Wires can be initiated at a branch or by contacting member services. Incoming domestic wires are generally credited the same business day when received before the processing cutoff.

International wire transfers are available through Meriwest for cross-border payments and fund transfers. Contact the credit union for current wire fees, exchange rates, and required documentation for international transactions.

Business banking with Slash

Meriwest Credit Union provides solid banking in the Bay Area. For businesses that need modern digital banking beyond traditional credit union services, Slash offers instant ACH and wire transfers, unlimited virtual cards, automated expense management, and real-time cash flow visibility — all accessible from anywhere.

Slash is built for businesses that want to move beyond branch-based banking with multi-entity support, team spending controls, up to 2% cashback on card spend, and seamless integrations with accounting platforms like QuickBooks and Xero.