Greater Texas Credit Union Routing Number: Austin Banking Guide

What is the Greater Texas Credit Union routing number?

Greater Texas Credit Union uses routing number 314977227 for all member accounts. This nine-digit ABA routing number is required for direct deposits, ACH transfers, wire transfers, and automatic payment setups.

Greater Texas Credit Union is headquartered in Austin, Texas, and has served Central Texas since 1952. Originally chartered as the Texas Highway Department Credit Union, Greater Texas now offers membership to anyone who lives, works, worships, or attends school in multiple Texas counties spanning the Austin, San Antonio, Houston, and Dallas-Fort Worth areas.

How to find your Greater Texas routing number

Routing number 314977227 appears on the bottom-left of your Greater Texas Credit Union checks. You can also locate it through the credit union's online banking portal or mobile app under account information.

All Greater Texas members share the same routing number regardless of branch location or account type. The 314 prefix indicates routing through the Federal Reserve Bank of Dallas, which serves the Texas region.

Greater Texas wire transfers and ACH payments

Domestic wire transfers at Greater Texas use routing number 314977227 through the Fedwire network. Members can initiate outgoing wires at a branch or by calling member services during business hours.

ACH transactions — including employer payroll deposits, tax refunds, state benefit payments, and recurring bill payments — all use this routing number. Greater Texas follows standard Federal Reserve ACH processing timelines for settlement.

Greater Texas business services

Greater Texas offers business checking and savings accounts, commercial loans, SBA lending, and business credit cards. Their business banking tools include cash management, remote deposit capture, and merchant processing services.

With branches across Central Texas including Austin, Round Rock, Georgetown, and San Marcos, Greater Texas provides convenient in-person access alongside a full digital banking platform for business and personal members.

How Slash compares to Greater Texas

Greater Texas delivers competitive credit union services across Central Texas, while Slash provides a nationwide digital business banking platform designed for modern companies. Slash offers up to 2% cashback, unlimited virtual cards with per-card spending controls, and automated expense management.

For businesses looking beyond regional credit union banking, Slash provides treasury yield on idle balances, real-time spend tracking, multi-entity support, and direct integrations with QuickBooks and other accounting platforms — all accessible from anywhere.