Grasshopper Bank Routing Number: Digital SMB Banking Guide

What is the Grasshopper Bank routing number?

Grasshopper Bank uses routing number 021214891. Grasshopper Bank is an FDIC-insured digital bank headquartered in New York City that specializes in serving small and medium-sized businesses, startups, and the innovation economy.

Founded in 2019, Grasshopper Bank offers business checking accounts, high-yield savings, and lending products. As a chartered bank rather than a fintech, Grasshopper holds its own banking license and provides direct FDIC insurance on deposits.

How to find your Grasshopper Bank routing number

Log into the Grasshopper Bank online portal or mobile app and navigate to your account details. Your routing number (021214891) and account number are displayed in the account information section.

The routing number is also printed on any business checks issued by Grasshopper Bank. Since Grasshopper is a single-charter institution, all accounts use the same routing number.

Grasshopper Bank wire and ACH transfers

Grasshopper Bank supports both ACH and domestic wire transfers. Use routing number 021214891 for incoming ACH deposits and domestic wires. Outgoing wires can be initiated through the online banking platform.

International wire transfers are available for businesses with cross-border payment needs. Contact Grasshopper Bank for SWIFT code details and international wire transfer instructions.

Grasshopper Bank business features

Grasshopper Bank offers business checking accounts with no monthly maintenance fees, no minimum balance requirements, and unlimited transactions. The bank also provides API-based banking services for fintech companies and embedded finance platforms.

High-yield savings accounts and CDs are available for businesses looking to earn competitive yields on operating reserves. Grasshopper also offers SBA lending and commercial real estate loans.

How Slash compares to Grasshopper Bank

Grasshopper Bank and Slash both serve the small business and startup market. Slash differentiates with up to 2% cashback on card spend, unlimited virtual cards with granular controls, built-in stablecoin payments, and automated expense management.

While Grasshopper offers traditional banking with a digital interface, Slash provides a modern financial platform that combines banking, cards, treasury, and accounting integrations into one seamless experience.