First Citizens BancShares Routing Number: Complete Banking Guide

What is the First Citizens BancShares routing number?

The First Citizens BancShares routing number is 053100300. This routing number is used for electronic transactions at First Citizens Bank, the banking subsidiary of First Citizens BancShares headquartered in Raleigh, North Carolina.

First Citizens BancShares is one of the largest family-controlled bank holding companies in the United States. Following its acquisition of Silicon Valley Bridge Bank in 2023, the company significantly expanded its commercial banking footprint.

How to find your First Citizens routing number

Routing number 053100300 is printed on the bottom-left corner of your First Citizens Bank checks. Note that First Citizens Bank may use different routing numbers depending on the state where your account was opened.

Verify your specific routing number through First Citizens Bank online banking, the mobile app, or by contacting customer support. The routing number 053100300 applies to accounts originating in North Carolina.

First Citizens BancShares direct deposit

To set up direct deposit, provide routing number 053100300 and your account number to your employer or benefits provider. First Citizens Bank processes payroll deposits, tax refunds, and government benefit payments.

ACH transfers through First Citizens Bank typically process within one to three business days. The bank supports personal, business, and commercial ACH transactions across its nationwide branch network.

First Citizens BancShares wire transfers

Domestic wire transfers at First Citizens Bank use routing number 053100300 for North Carolina accounts. Contact your branch for wire transfer hours, processing cutoffs, and fee information.

International wire transfers require a SWIFT code in addition to the routing number. First Citizens Bank can provide complete international wire instructions through any branch or customer support.

Business banking with Slash

First Citizens BancShares offers a wide range of commercial banking services nationwide. For businesses seeking a streamlined digital banking experience, Slash provides instant ACH and wire transfers, unlimited virtual cards, and automated expense management.

Slash helps businesses of all sizes with real-time financial tracking, multi-user access, up to 2% cashback on card spend, and seamless accounting integrations for efficient financial operations.