Exchange Bank Routing Number: Sonoma County Banking Guide

Primary routing number121101985

Find the Exchange Bank routing number 121101985 for ACH transfers, direct deposits, and wire transfers in Santa Rosa, California.

What is the Exchange Bank routing number?

The Exchange Bank routing number is 121101985. This nine-digit routing number is used for ACH transfers, direct deposits, and electronic fund transfers at Exchange Bank in California.

Exchange Bank is a community bank headquartered in Santa Rosa, California, serving Sonoma County since 1890. All Exchange Bank branches use routing number 121101985 for electronic transactions.

How to find your Exchange Bank routing number

Routing number 121101985 is printed on the bottom-left of your Exchange Bank checks, preceding your account number and check number on the MICR line.

You can also locate the routing number through Exchange Bank online banking, the mobile app, or by visiting any branch location in Sonoma County.

Exchange Bank direct deposit and ACH

Set up direct deposit by providing routing number 121101985 and your account number to your employer. Exchange Bank processes direct deposits for payroll, tax refunds, and government benefit payments.

ACH transfers through Exchange Bank typically process within one to three business days. The bank supports both incoming and outgoing electronic transfers for personal and business accounts.

Exchange Bank wire transfers

Domestic wire transfers use routing number 121101985 along with your account details and the bank address. Contact Exchange Bank for wire transfer cutoff times and applicable fee information.

International wire transfers are available and may require a SWIFT code along with additional beneficiary details. Exchange Bank staff can provide complete international wire instructions.

Business banking with Slash

Exchange Bank serves Sonoma County businesses with community banking products and local expertise. For companies seeking a digital-first banking platform, Slash provides instant ACH and wire transfers, unlimited virtual cards, and automated expense management.

Slash gives businesses real-time financial visibility, multi-entity support, up to 2% cashback on card spend, and seamless integrations with accounting platforms like QuickBooks and Xero.