Cumberland Federal Bank Routing Number: Kentucky Banking Guide

Primary routing number042000314

Find the Cumberland Federal Bank routing number 042000314 for ACH transfers, direct deposits, and wire transfers in Kentucky.

What is the Cumberland Federal Bank routing number?

The Cumberland Federal Bank routing number is 042000314. This nine-digit routing number is used for ACH transactions, direct deposits, and electronic fund transfers at Cumberland Federal Bank in Kentucky.

Cumberland Federal Bank is a community-focused financial institution serving customers in Kentucky with personal and business banking products. All Cumberland Federal Bank accounts use routing number 042000314.

How to find your Cumberland Federal Bank routing number

Routing number 042000314 is printed on the bottom-left corner of your Cumberland Federal Bank checks, appearing before your account number and check number.

You can also verify the routing number through Cumberland Federal Bank online banking, by contacting customer service, or by visiting a branch location in Kentucky.

Cumberland Federal Bank direct deposit

Set up direct deposit by providing routing number 042000314 and your account number to your employer or benefits administrator. Cumberland Federal Bank processes direct deposits for payroll, Social Security, and government benefits.

ACH transfers through Cumberland Federal Bank generally process within one to three business days. The bank supports both recurring and one-time electronic transfers for all account types.

Cumberland Federal Bank wire transfers

Domestic wire transfers at Cumberland Federal Bank use routing number 042000314. Contact the bank for wire transfer hours, processing cutoffs, and applicable fee schedules.

International wire transfers may require additional routing information. Cumberland Federal Bank staff can provide complete instructions for cross-border wire payments.

Business banking with Slash

Cumberland Federal Bank serves Kentucky businesses with traditional community banking products. For companies that need a modern digital banking solution, Slash delivers ACH and wire transfers, unlimited virtual cards, and built-in expense management.

Slash helps businesses operate efficiently with real-time cash flow tracking, multi-user financial controls, and seamless accounting integrations from a single digital platform.