Seeing a SPI*DIRECT SERVICE charge on your statement?

Common ways SPI*DIRECT SERVICE charges might appear on your statement

• SPIDIRECT SERVICE
• CHKCARD SPIDIRECT SERVICE
• CHECKCARD SPIDIRECT SERVICE
• POS Debit SPIDIRECT SERVICE
• POS PUR SPIDIRECT SERVICE
• POS PURCH SPIDIRECT SERVICE
• POS PURCHASE SPIDIRECT SERVICE
• PENDING SPIDIRECT SERVICE

What is SPI*DIRECT SERVICE?

SPI*DIRECT SERVICE is a billing descriptor that appears on bank or credit-card statements. According to user reports, it is frequently tied to a charge from DIRECTV (or related satellite/cable-TV services) processed via a third-party identifier.

Common causes for SPI*DIRECT SERVICE charges

• A monthly subscription fee for DIRECTV service that appears under “SPI*DIRECT SERVICE” instead of “DIRECTV”.
• A one-time payment or upgrade to the service (e.g., equipment rental, add-on channel package) processed through the billing channel under this descriptor.

Decoding SPI*DIRECT SERVICE charge tags

• SPI* is a prefix indicating the payment processor or merchant account identifier (in this case “SPI”).
• DIRECT SERVICE is the descriptor notation likely referencing the service provided (such as the DIRECTV subscription service).
• Prefixes like CHKCARD, CHECKCARD, POS PURCH, PENDING reflect how your bank categorises the transaction (e.g., debit card purchase, pending authorisation).