Seeing an Amazon Pay charge on your statement?

Common ways Amazon Pay charges might appear on your statement

• AMZN*AMAZON PAY
• AMAZON PAY
• AMAZON PAYMENTS
• AMZN*PAYMENT
• AMZN*MERCHANT ORDER
• AMZN*MARKETPLACE PAYMENT
• AMZN*AMAZON PAY MERCHANT
• AMZN PAY UK
• AMAZON PAY LU
• AMZN*AMAZON PAY [Merchant Name].
• AMAZON PAY JP
• AMZN*ECOM PAYMENT
• AMZN*ONLINE PAYMENT
• AMAZON PAY BALANCE
• AMZN*SUBSCRIPTION
• AMZN*DIGITAL PAY
• AMAZON PAYMENTS 2441535
• AMZN PAY SERVICES
• AMZN*AMZN PAY MERCH
• AMZN*AMAZON PAY IN
• AMAZON PAYMENTS EU SARL
• AMAZON PAY INDIA PRIVATET
• AMAZON PAY INDIA PVT LTD

What is Amazon Pay?

Amazon Pay, operated by Amazon Payments, Inc., is a payment service that lets customers use the payment methods stored in their Amazon account to make purchases on third-party websites and apps. Amazon Pay processes millions of transactions worldwide through region-specific entities. Learn more on their site.

Common causes for Amazon Pay charges

Amazon Pay charges can stem from a wide variety of legitimate uses. Here’s 8 common reason why people may incur these charge:

• Purchases on third-party websites using your Amazon account
  Many e-commerce stores allow checkout with Amazon Pay. The charge lists as AMZN*AMAZON PAY [Merchant Name].
• Recurring subscriptions or auto-renewals
  Some merchants (e.g., streaming services, software, memberships) bill monthly or annually through Amazon Pay’s recurring-billing API.
• Marketplace orders outside Amazon.com
  Independent sellers who integrate Amazon Pay may trigger descriptors like AMZN*MARKETPLACE PAYMENT or AMZN*MERCHANT ORDER.
• Digital goods or app purchases
  Games, e-books, or digital subscriptions purchased via Amazon Pay or linked Alexa Skills.
• Charitable donations
  Amazon Pay processes payments for nonprofits using its platform.
• Split or installment payments
  Some merchants using Amazon Pay installments bill in multiple smaller charges that all share the same descriptor.
• Family or shared-device purchases
  Another household member using the same Amazon account may complete a checkout on a partner site, creating a charge you didn’t expect.
• Payment verification or temporary authorizations
  Small pending amounts (often $1 USD or £1) can appear when a merchant confirms card validity before capturing the final total.

Decoding charge tags

• AMZN* identifies Amazon Payments as the merchant of record.
• AMAZON PAY / AMAZON PAYMENTS specifies the payment service used.
• MERCHANT ORDER / MARKETPLACE PAYMENT indicates a third-party merchant transaction.
• SUBSCRIPTION / DIGITAL PAY signifies recurring or digital product billing.
• REGIONAL TAG (UK, LU, IN, JP) shows the local Amazon Pay entity that processed the transaction.
• BALANCE / SERVICES refers to Amazon Pay balance top-ups or wallet-based transactions