ACH Return Code R85 indicates: Incorrectly Coded Outbound International Payment.
What is R85?
This return code is used when incorrectly coded outbound international payment. Understanding this code helps businesses handle ACH payment returns effectively.
How to resolve R85
- . **Review the transaction details** - Check all submitted information
- . **Contact the customer** - Verify their banking information
- . **Consult with your bank** - Get guidance on next steps
Prevention tips
- Validate account information before submitting transactions
- Maintain accurate customer records
- Implement proper verification procedures







