Truist Bank SWIFT Code: SNTRUS3A

Truist Bank SWIFT Code: BRBTUS33

Truist Bank's SWIFT code is BRBTUS33 — the identifier used by international banks to route wire transfers to Truist Bank.

What Is the Truist SWIFT Code?

The Truist SWIFT code is BRBTUS33. It is the primary SWIFT/BIC code for Truist Bank and applies to all international wire transfers sent to Truist accounts in the United States. You may also see it written as BRBTUS33XXX — the XXX suffix indicates no specific branch, and both formats are accepted by international sending banks.

Truist was formed through the 2019 merger of BB&T and SunTrust Banks, completing full integration in 2022. If you banked with either institution before the merger, your wire instructions may need to be updated.

BB&T and SunTrust SWIFT Codes: What Changed?

The merger created a straightforward but easily missed problem for business customers: two legacy SWIFT codes, only one of which is still valid.

BB&T's SWIFT code was BRBTUS33. Truist retained this code as its primary SWIFT identifier after the merger. Former BB&T business customers whose wire instructions reference BRBTUS33 are already using the correct code — no update needed.

SunTrust's SWIFT code was SNTRUS3A. That code is no longer valid. Following the full Truist conversion, any wire sent to SNTRUS3A will not reach a Truist account. Former SunTrust business customers need to update every sender — international vendors, clients, partner banks — with the current code: BRBTUS33.

If your business has international wire instructions that predate 2022 and you originally banked with SunTrust, audit those instructions now. A wire sent to a retired SWIFT code typically gets returned to the sender, but the process takes several business days and often involves fees on both ends.

How to Receive an International Wire at Truist

To receive an international wire into your Truist account, give the sender the following:

• Bank name: Truist Bank
• SWIFT/BIC code: BRBTUS33
• Bank address: 214 N. Tryon Street, Charlotte, NC 28202
• Account number: Your full Truist account number
• Account holder name: Your full legal name or registered business name
• Account holder address: Your address on file with Truist

For non-USD transfers, Truist may route the wire through a correspondent bank before funds reach your account. Ask your sender to confirm with their bank whether an intermediary is required for the specific currency and originating country. Skipping this step is the most common cause of delayed or returned international wires to Truist accounts.

Truist SWIFT Code vs Routing Number

Truist inherited two separate routing number systems from the merger, and which one applies to your account depends on whether it originated at BB&T or SunTrust.

• Former BB&T accounts: 053101121
• Former SunTrust accounts: 061000104

Both routing numbers only function within the U.S. banking system.

Use the routing number for: Domestic ACH transfers, U.S. payroll, check processing, domestic wire transfers between U.S. banks.

Use the SWIFT code for: Any wire transfer originating from a bank outside the United States.

For businesses receiving payments from international vendors or clients, give senders BRBTUS33 — not your routing number. An overseas bank cannot process a U.S. routing number, and a wire submitted with one in place of a SWIFT code will not go through.

Outgoing International Wires from Truist

To send an international wire from your Truist account, you'll need the following about the recipient:

• Recipient's full name or registered business name
• Recipient's account number or IBAN
• Recipient bank's SWIFT/BIC code
• Recipient bank's name and address
• Transfer amount and currency

Truist's cutoff time for outgoing international wire processing is generally 4:00 PM ET on business days. Wires submitted after that window are queued for the next business day. Processing typically takes one to five business days depending on destination country, currency, and whether a correspondent bank is involved.

Truist charges fees for outgoing international wires — typically in the $40 to $50 range for business accounts — plus a foreign exchange spread on non-USD transfers. The FX rate is set by Truist at the time of conversion and includes a markup above the mid-market rate. For large or recurring international transfers, factor the conversion spread into your total cost, not just the flat wire fee.

Common Mistakes When Wiring to Truist

Using the old SunTrust SWIFT code. SNTRUS3A is retired. Any wire sent with that code will not reach a Truist account. If you're a former SunTrust business customer, update all international wire instructions to BRBTUS33 and confirm each sender has the new code on file.

Using a routing number instead of the SWIFT code. Truist has two active routing numbers depending on account origin, but neither works for international transfers. If an overseas sender uses your routing number in place of BRBTUS33, the wire will fail.

Confusion between personal and business account numbers. Truist personal and business accounts have different number formats. If the account number on your wire instructions doesn't match what's on file, the wire may be rejected or returned. Double-check the account number directly in Truist's online banking portal before distributing wire instructions.

Missing the beneficiary address. Many international sending banks require the account holder's physical address alongside the account number. Leaving that field blank triggers compliance holds that delay posting by one to several business days.

How Slash Helps

Truist covers the fundamentals of business banking — stable accounts, broad branch and ATM access across the Southeast and Mid-Atlantic, and the infrastructure to handle domestic and international wires. The gap is operational: limited real-time spend visibility, card controls that aren't built for distributed teams, and no native tooling for managing expenses across vendors and departments.

Slash runs alongside your Truist account. Keep receiving international wires and managing cash in Truist. Use Slash for day-to-day spend: virtual cards with per-vendor limits, real-time transaction tracking across your team, cashback on business expenses, and international card spend without foreign transaction fees. For businesses managing vendors, contractors, or team expenses across multiple currencies, Slash adds the control layer that Truist's business products don't provide out of the box.