Access Bank SWIFT Code: ABNGNGLA

Access Bank SWIFT Code: ABNGNGLA

The SWIFT/BIC code for Access Bank is ABNGNGLA. ABNG identifies the bank (formerly Access Bank Nigeria), NG stands for Nigeria, and LA is the Lagos location code. This code routes international wire transfers to Access Bank accounts across Nigeria.

Access Bank became the largest bank in Nigeria by total assets following its 2019 merger with Diamond Bank. The combined entity operates over 600 branches domestically and has subsidiaries in 12 African countries plus the UK (Access Bank UK Limited), providing a corridor for GBP-NGN and EUR-NGN transfers.

NGN Transfers and West African Expansion

Access Bank processes a substantial share of Nigeria's $20+ billion annual inward remittances. The bank's UK subsidiary (Access Bank UK) and its presence in Ghana, Sierra Leone, Zambia, Mozambique, and the DRC position it as a pan-African payment network, particularly for NGN, GHS, and ZMW corridors.

Incoming international wires to Access Bank settle in 2 to 3 business days for USD. The Central Bank of Nigeria (CBN) requires domiciliary account holders to receive foreign currency directly. Naira-denominated credits are converted at the prevailing official market rate (NAFEM). The bank supports both personal and business domiciliary accounts in USD, GBP, and EUR.

Access Bank Wire Transfer Fees

Access Bank charges NGN 1,000 to NGN 5,000 for incoming international wire transfers. Outgoing wires cost NGN 3,000 to NGN 7,000 plus applicable CBN fees. The bank's FX conversion rates for NGN follow the NAFEM (Nigerian Autonomous Foreign Exchange Market) reference rate.

Access Bank's digital banking platform allows corporate clients to initiate international wire requests online, with FX approval processed through the bank's treasury desk within 24 to 48 hours. Oil and gas sector payments, technology company revenues, and agricultural commodity trade settlements are primary use cases.

How Slash fits in

Slash tracks your Access Bank payment flows, including NGN domiciliary account transactions and pan-African wire transfers. Every payment through ABNGNGLA is logged with FX rates, CBN compliance data, and settlement status.