Routing Number 281277445

Routing number 281277445 is assigned to Quincy Postal Employees Cu, a main office located at 3535 Locust Street, Quincy, Illinois 62305. This nine-digit ABA routing transit number identifies Quincy Postal Employees Cu within the Federal Reserve's Unknown district for processing ACH payments, direct deposits, wire transfers, and check clearing.

The first two digits (28) indicate the Federal Reserve Bank of Unknown, digits 3-4 (12) identify the processing center, digits 5-8 (7744) are the institution identifier, and the final digit (5) is a checksum that validates the entire number using the ABA's modulus-10 algorithm.

To set up direct deposit with Quincy Postal Employees Cu, provide your employer with routing number 281277445 along with your account number. Your account number is separate from the routing number and can be found on the bottom of your checks (to the right of the routing number), in Quincy Postal Employees Cu's mobile app, or in online banking under account details.

You can verify this routing number on the bottom-left corner of any check from Quincy Postal Employees Cu, in the mobile app, or by calling 217-224-3188. Direct deposits using this routing number are processed through the Automated Clearing House (ACH) network and typically post within 1-2 business days.

Routing number 281277445 is registered for ACH transactions at Quincy Postal Employees Cu, including direct deposits, bill payments, payroll, and recurring transfers. ACH payments are processed in batches through the Federal Reserve and typically settle in 1-2 business days.

For domestic wire transfers, Quincy Postal Employees Cu may use a different routing number. Wire transfers are processed individually through the Fedwire system and settle same-day. Always confirm the correct wire routing number with Quincy Postal Employees Cu before initiating a wire — using an ACH routing number for a wire can cause the transfer to be rejected or delayed.

This main office of Quincy Postal Employees Cu is located at 3535 Locust Street, Quincy, IL 62305. Quincy Postal Employees Cu operates in the Federal Reserve's Unknown district, which serves as the regional hub for monetary policy and payment processing in this area.